LIABILITY

MOTOR LIABILITY POLICY

We Cover

Motor vehicle which includes private cars Motorised Two wheelers and Commercial vehicles excluding vehicles running on rails.

PRODUCT LIABILITY POLICY

We Cover

This insurance is intended to provide an indemnity to the insured (up to the limit of liability) in the event of a claim being brought against him. This may be caused by anything harmful or defective in the products sold or supplied by the insured in connection with the business specified. The Company in addition will reimburse all costs and expenses incurred with its written consent defending such a claim for compensation. The insurance will however not cover the cost of removing replacing or repairing defective products or loss of use thereof.

PROFESSIONAL INDEMNITY POLICY

We Cover

• The cover granted under the policy provide indemnity for legal liability to third party arising out of errors and omissions or negligence in professional service rendered by the insured
• Policies will be issued for a period of 12 months (1 year).

PUBLIC LIABILITY POLICY

We Cover

The Public Liability Act 1991 was made effective from 1st April 1991. The object of this Act is to provide through insurance immediate relief to persons affected due to accident while handling hazardous substance by the owners on no fault liability basis. This has also been brought under Tariff. The definition of Owner is so comprehensive as to cover any person who owns or has control over any hazardous substance at the time of accident. This includes any Firm or its partners. Association or its members Company or its Directors and all other persons associated and responsible to that Company in the conduct of their business.

WORKMEN COMPENSATION INSURANCE

We Cover

Liability of an employer for employment injury (including death) of any of his employees who is a workman as defined under Workmen Compensation Act.